Archive for the ‘cash payday loan’ Category
Cash Payday Loan Lenders

Loans / debt / underage!!!! help?
I have got 3 payday loan lenders with loans outstanding totalling up to £1000, wonga, payday express and cash genie.
I work full time only earn £400 a month.
I am 16 and have applied for these illegally.
What can I do these debts are geting out of control i need to do something I cant afford to pay them back as im only on £400 a month!
As i am underage i know its illegal but I dont know what I can do
I really dont want to get into any more debt!
please help ![]()
like i said im 16 years old I cant even do anything through my bank!
It isn’t illegal to borrow money at any age, however it is illegal for the lenders to pursue you through the courts, effectively meaning that they can’t recover their money from young bad debtors and this means they will not lend to young people.
My advice would be to visit the citizens advice bureau and get their advice
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Sub prime lenders. Does anyone know where i can get a 20,000 loan.?
My wife and both make decent money. a few years back had a run of bad luck when we lost our jobs now back to work now for a year. Looking to pay off bills and raise our credit rating mine is 580 and hers is 610. We both understand about the higher interest rate no problem. Are there any places anyone knows of to get a loan. Not going to prosper, fast cash for payday, or anything like that. can anyone help us Thanks
For that amount you will probably need collateral. You might try to get a loan with CitiFinancial. Join a credit union and open a checking account, to gain history with them. Once your credit has stabilized and your scores have increased then you should try to refinance with the credit union to get better terms.
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How can I get a quick loan?
I haven’t been working due to a knee injury and I need some hard cash, fast, like right now… I’ve been looking at all these payday loan things but all they do is set you up with another lending matcher…They just string you along in one big loop. About to pull my hair out……lol. Any ideas…
Payday loans or cash advances only exist because the terms are abusive. You have no way of repaying the loan, so you are not eligible for one. Begging from family members is the only option – or get a job you can do with a bad knee.
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Are my PayDay Loans legal in Missouri?
My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it’s only to pay for another one. And lesson’s learned, we now know that wasn’t very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they’re not. I do know in Missouri, the PayDay Loan Laws say “Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)”. Does that apply if there is no actual check attached to the loan, like an online loan? Thanks!
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Legal Status:
Legal
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 14-31 days
Maximum Finance Rate and Fees: Not Specified (No borrower shall be required to pay a total amount of accumulated interest and fees in excess of 75% of the initial loan amount on any single authorized loan for the entire loan term and all authorized renewals. Otherwise, interest is set pursuant to small loan law which provides that parties may set rate by contract.)
Finance Charge for 14-day $100 loan: $75
APR for 14-day $100 loan: 1980%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Six (borrower must reduce principal amount of loan by 5% or more upon each renewal)
Collection Limits:
Collection Fees: NSF fee; Collection costs (including court costs and reasonable attorney’s fees) Licensee cannot use a series of ACH transactions to collect a single check.
Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)
there is a federal law that says active duty military can not do paydayloans.
as long as they followed these terms they are legal.
“I’d chance it close youre act and set up a payment plan and mail them a money order for pmtsyou should not give them youre new acount number”
Think Cash Payday Loan

How much impact will quick cash loans influnce the Military after the law changes?
Since 1 October 2007 active members of the Military can no longer use “payday” or “quick cash” loan services outside the military bases. Do you think this is going to have a fallout period and a major increase in debt management services for service members by agencies within the military
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How do you get any loan with horrible credit and negative checking account…i boggled…need help?
the story is that i need cash fast to make a payment on my vehicle, to pay my credit cards min payment, and car insurance. The only thing is that i am negative 475 dollars in my checking account with wells fargo. I tried getting a payday loan but cant get one because my account is negative. I tried prosper.com, and they too wont accept you to borrow for the same reason. What is a person to do? Anyone have any suggestions? My check was negative earlier in the month too, my check from my job has direct deposit and was deposited before i could stop it, and it didnt really dent the negative balance because i had a direct advance of 500 dollars. i didnt plan on being in a negative status. i need suggestions.
You have a very difficult situation, but keep your cool. For what it is worth, here are some ideas:
1. Ask your employer to stop the direct debit for your next pay check.
2. You are going to need to some cash, so you don’t lose your car. Payday loans are a big rip off, so I would first ask your family. Then your friends. Set up a plan to pay them back.
3. Pay your car loan and car insurance first. The bank and the credit cards are going to charge you additional fees, but at least you can keep your car.
4. Sell stuff for cash (computer, TV, etc.).
5. Sounds like you need a 2nd job or more hours to make ends meet. In the short term, ask to cut the neighbors lawn, or other work to make a few bucks.
6. Reduce your expenses until you get back in the black. Cancel phone features, cable, walk where possible.
Good luck
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